Income, Housing Payment & DTI Calculator
Estimate qualifying income, PITI, and Debt-to-Income Ratios.
Loan & Borrower Information
Self-Employment Income Calculation
Most Recent Tax Year Data
Previous Tax Year Data
Additional Information (Self-Employment)
Goal Seek (Self-Employment Income)
Enter your desired monthly qualifying income.
Monthly Liabilities
From Credit Report
Need an HTML credit report? One option is MyScoreIQ (e.g., $1 for a 7-day trial which may allow HTML download). Parser is designed for their HTML format. Ensure the file is saved as "Web Page, Complete" and that payment amounts are visible as numbers, not placeholders like `{{...}}`.
Parsed Liabilities:
Manual Liability Entry
Manually Added Liabilities:
Total Combined Monthly Liabilities: $0.00
Full Monthly Housing Payment & DTI Estimator
Enter monthly MI. For LPMI, MI payment is $0.