> click any program for detailed specifications
Conforming, FHA, VA, USDA, Jumbo, and renovation (203k)
State, county, and federal DPA programs — pair with a 1st mortgage
Bank statement, 1099, and asset-depletion qualifying — no tax-return path
DSCR rentals, fix-and-flip, bridge, and ground-up construction
No-SSN and non-resident borrower programs
HELOC, fixed home-equity, cash-out, and rate-and-term refinance
Reverse mortgage and physician portfolio products
> access 50+ lending partners for every situation
> 30 seconds. No credit pull, no spam. A real loan officer will call within 1 business hour.
> instant rate estimation
> enter details and click calculate
> enter an address — get loan limits, flood zone, and USDA eligibility in one shot
> what's moving the mortgage market right now
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> The advantages that set us apart
Fast turnaround without compromising thoroughness
Access to 50+ lenders means better pricing for you
Primary residence, investment, commercial – we handle it
From conventional to non-QM, we have solutions
> the team behind every approval
DOS Mortgage is a Florida-licensed mortgage lender built for the people most lenders make wait. Our entire team is Cuban-born and bilingual — when a client calls in Spanish about a foreign-national purchase, an ITIN loan, or a first-home in Hialeah, they get a loan officer who grew up in that conversation. We work primarily with the Latin community across Southwest Florida and statewide, structuring real solutions for borrowers other lenders turn away.
Hablamos español. Always have. Always will.
> Owner & Principal MLO
Cuban-born. Five years as a licensed Mortgage Loan Originator, consistently ranked among top producers in his channel. Brian built DOS to give South Florida's Latin community a bilingual lender who actually structures the file — not one who quotes a rate and disappears. NMLS #2227683.
info@dosmortgage.com> Senior Processor · 20+ years
Cuban-born. Two decades inside mortgage operations — every doc, every overlay, every condition pattern. When an underwriter pushes back, Maylet has seen it before and knows the way through. She's the reason DOS files clear quickly.
maylet@dosmortgage.com> Loan Officer · Dual-Licensed
Cuban-born. Newer to mortgage but sharp — and dual-licensed in both Real Estate and Mortgage, which means she can spot deal-killers from either side of the transaction before they cost time. Bilingual. NMLS #2690372.
daine@dosmortgage.com> LOA · Direct support to the owner
Cuban-born. Loan Officer Assistant working directly with Brian on every file he originates — the second set of eyes that keeps borrowers informed and pipelines moving. Bilingual.
Katherin@dosmortgage.com> Talk to our experts today. We'll find the perfect loan program for your situation.